Tax Efficiency

Not having a tax strategy in place for retirement could cost you thousands of dollars in unnecessary taxes. We are passionate about helping you keep more of your hard-earned money rather than it needlessly going to the IRS.

First, we comb through your last two years of tax filings using our 37-point checklist to find any “easy” wins.

Second, we structure the right investments within the appropriate accounts and plan for your income withdrawals through the lens of tax efficiency.

Here are some of the strategies we may implement when it comes to tax efficiency in retirement:

  • Roth Conversions
  • Tax-Loss Harvesting
  • Municipal Bonds
  • Donor-Advised Funds (DAF)
  • Charitable Remainder Trust (CRT)
  • Charitable Lead Trust (CLT)
  • Required Minimum Distribution (RMD) Planning
  • Income-Related Monthly Adjusted Amount (IRMAA) Surcharges
AdobeStock_207580393