Who We Help

Are we a good fit for your financial needs?

Not every financial advisor is right for everyone, and that’s OK. We work best with individuals who share our values and are ready to take thoughtful steps toward a more secure future.

Ready for Retirement

You're within five years of retirement or already retired.

Coachable

You're seeking professional inisght and want a tailored plan.

Focused on the Long-term

You value stability over risk and avoid making changes based on daily news cycles.

CONNECT WITH US

Explanation of How We Charge Our Services

From Ken Clark, President

You’ve worked hard and put in the time to get where you are today. That’s why you deserve individual attention from a highly qualified planning team throughout your retirement.

Because of our in-depth planning process and commitment to personalized service, we only take on a limited number of new clients each year. We do not accept new clients simply for the sake of growing our firm—we value quality over quantity.

Initial Engagement Fee

This one-time fee reflects the time and expertise our advisors and support team invest in creating your personalized financial plan during the onboarding process. The fee varies based on the complexity of your situation and the scope of work required, and you’ll receive a clear quote before deciding to move forward.

Ongoing Investment Advisory Fee

We charge an annual, percentage-based fee on the portion of your assets that we manage in the publicly traded stock and bond markets.

Fees For Our Insurance Solutions

Many of our clients place a portion of their retirement portfolio into insurance solutions that offer guarantees—such as lifetime income or protection from stock market downturns.

Rather than charging you a commission or advisory fee to implement these solutions, we are compensated directly by the insurance company. The fees you pay to the insurance company will vary depending on the specific solution, but many of the options we recommend have low—or even no—annual fees.

A Note on Transparency

Because we provide a highly personalized planning process, the information above is intended as a general overview of our core fees—not an exhaustive list. At the beginning of your onboarding process, you’ll receive a detailed explanation of all costs associated with your investments, advisory services, and insurance solutions. You’ll also be provided with all industry-required disclosures to ensure complete transparency.